Welcome to Commerce Biz Hub! These Terms and Conditions govern your use of the website located at www.commercebizhub.com, operated by Afiya Aga. This Site is dedicated to providing educational content for individuals with a background in commerce. By accessing and using this Site, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must not use this Site.

Educational Use

1. Purpose:

The primary purpose of Commerce Biz Hub is to provide educational resources, articles, and tips for individuals interested in commerce education and business. The content on this Site is intended for informational and educational purposes only.

2. Eligibility:

You must be at least 18 years of age to use this Site. By using this Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Use of the Site

1. License:

I grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal educational purposes. You agree not to use the Site for any unlawful purpose or in any way that might harm, disrupt, or impair the functionality of the Site.

2. Prohibited Activities:

You agree not to engage in any of the following activities:

a. Posting or transmitting any unauthorized or unsolicited promotional content.

b. Attempting to gain unauthorized access to the Site or its systems.

c. Using the Site to transmit any harmful, offensive, or illegal content.

d. Engaging in any activity that disrupts or interferes with the Site’s performance or security.

Intellectual Property

1. Ownership:

All content on this Site, including text, images, graphics, and other materials, is the property of Afiya Aga, unless otherwise stated. Unauthorized use of any content is strictly prohibited.

2. License to Use Content:

You may download, print, and use content from the Site for personal, non-commercial educational purposes only. You must not modify, distribute, or reproduce any content without prior written permission from me.

Affiliate Links and Advertising

1. Affiliate Links:

This Site may contain affiliate links, which means I may earn a commission if you click on a link and make a purchase. These links do not affect the price you pay and will always be clearly disclosed.

2. Advertising:

The Site may contain advertisements from third parties. I am not responsible for the content of these advertisements or the products and services they promote.

Disclaimer of Warranties

1. As-Is Basis:

The Site is provided on an “as-is” and “as-available” basis. I make no warranties, express or implied, regarding the Site’s operation or the information, content, or materials included on the Site.

2. No Guarantee:

I do not guarantee that the Site will be free from errors, interruptions, or viruses. You use the Site at your own risk.

Limitation of Liability

1. No Liability:

To the fullest extent permitted by law, I shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the Site or inability to use the Site.

2. Indemnification:

You agree to indemnify and hold harmless Afiya Aga and Commerce Biz Hub from any claims, damages, liabilities, and expenses arising from your use of the Site or your violation of these Terms.

Changes to Terms

I reserve the right to modify these Terms at any time without prior notice. By continuing to use the Site after any changes are made, you agree to be bound by the revised Terms. It is your responsibility to review these Terms periodically for any updates.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where I operate, without regard to its conflict of law principles.

Contact Information

If you have any questions or concerns about these Terms, please contact me at afiyaaga.online@gmail.com.


Thank you for visiting Commerce Biz Hub! I appreciate your support and hope you find the educational content provided here valuable and insightful.